Rent vs Buy Calculator
Model rent growth, home appreciation, equity, and ownership costs to compare paths over time.
Buying advantage
$233,637
Rent path
$345,776
Buy path
$112,139
Monthly mortgage
$2,919
Rent vs buy over time
Buying may create a long-term advantage in this scenario.
Questions
- How does the rent vs buy calculator work?
- Enter your assumptions and the calculator estimates the most important payment, cost, or savings numbers instantly.
- Are these results a loan approval or quote?
- No. These tools are educational estimates. Actual loan terms, taxes, fees, insurance, and returns can vary.
- Can I use this before talking to a professional?
- Yes. Use the estimate to compare scenarios and prepare better questions before speaking with a lender, agent, tax pro, or advisor.