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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$183,499$170,910
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.04%7.18%
Blended rate7.59%7.42%
1st payment$1,247.21$1,157.80
2nd payment$0.00$0.00
Taxes / mo$39.58$39.58
Insurance / mo$150.00$150.00
MI / mo$85.58$34.18
HOA / mo$260.00$260.00
Total monthly$1,782.37$1,641.57
Cash to close$6,401$18,990