Expert Realtor Solutions
Call Jenny

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$204,002$204,002$359,999
Remaining term (yrs)24.124.130.0
Secondary amount$0$155,997$0
Funding fee$1,020$1,020$0
Note rate2.81%2.81%7.18%
Blended rate2.81%5.059%7.42%
1st payment$969.93$969.93$2,438.76
2nd payment$0.00$1,039.98$0.00
Taxes / mo$130.00$130.00$130.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$94.00$94.00$94.00
Total monthly$1,343.93$2,383.91$2,884.76
Cash to close$195,997$40,000$40,000