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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$542,338$542,338$719,910
Remaining term (yrs)27.927.930.0
Secondary amount$0$177,572$0
Funding fee$2,712$2,712$0
Note rate6.47%6.47%7.18%
Blended rate6.47%6.847%7.42%
1st payment$3,498.53$3,498.53$4,876.92
2nd payment$0.00$1,183.81$0.00
Taxes / mo$139.42$139.42$139.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$0.00$0.00$0.00
Total monthly$3,854.61$5,038.42$5,376.99
Cash to close$257,562$79,990$79,990