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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$492,827$450,000
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$2,464$0
Note rate6.76%7.18%
Blended rate6.76%7.42%
1st payment$3,246.31$3,048.46
2nd payment$0.00$0.00
Taxes / mo$132.67$132.67
Insurance / mo$166.67$166.67
MI / mo$0.00$90.00
HOA / mo$0.00$0.00
Total monthly$3,545.65$3,437.79
Cash to close$7,173$50,000