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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$576,053$576,053$846,000
Remaining term (yrs)24.324.330.0
Secondary amount$0$269,947$0
Funding fee$2,880$2,880$0
Note rate2.77%2.77%7.18%
Blended rate2.77%4.359%7.42%
1st payment$2,707.48$2,707.48$5,731.10
2nd payment$0.00$1,743.41$0.00
Taxes / mo$229.58$229.58$229.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$169.20
HOA / mo$76.67$76.67$76.67
Total monthly$3,230.40$4,973.80$6,423.22
Cash to close$363,947$94,000$94,000