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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$423,165$350,100
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$2,116$0
Note rate6.69%7.18%
Blended rate6.69%7.42%
1st payment$2,810.39$2,371.70
2nd payment$0.00$0.00
Taxes / mo$177.08$177.08
Insurance / mo$150.00$150.00
MI / mo$0.00$70.02
HOA / mo$85.33$85.33
Total monthly$3,222.80$2,854.13
Cash to close$0$38,900