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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$378,439$351,000
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$1,892$0
Note rate6.27%7.18%
Blended rate6.27%7.42%
1st payment$2,437.22$2,377.80
2nd payment$0.00$0.00
Taxes / mo$121.67$121.67
Insurance / mo$150.00$150.00
MI / mo$0.00$70.20
HOA / mo$64.00$64.00
Total monthly$2,772.89$2,783.66
Cash to close$11,561$39,000