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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$413,244$413,244$809,910
Remaining term (yrs)20.020.030.0
Secondary amount$0$396,666$0
Funding fee$2,066$2,066$0
Note rate3.01%3.01%7.18%
Blended rate3.01%5.331%7.42%
1st payment$2,286.97$2,286.97$5,486.61
2nd payment$0.00$2,561.80$0.00
Taxes / mo$204.25$204.25$204.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.98
HOA / mo$35.33$35.33$35.33
Total monthly$2,743.22$5,305.02$6,104.84
Cash to close$486,656$89,990$89,990