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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$341,886$332,999
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$1,709$0
Note rate6.85%7.18%
Blended rate6.85%7.42%
1st payment$2,280.92$2,255.85
2nd payment$0.00$0.00
Taxes / mo$87.58$87.58
Insurance / mo$150.00$150.00
MI / mo$0.00$66.60
HOA / mo$78.33$78.33
Total monthly$2,596.83$2,638.37
Cash to close$28,113$37,000