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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$273,880$269,910
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.1%7.18%
Blended rate7.65%7.42%
1st payment$1,886.58$1,828.46
2nd payment$0.00$0.00
Taxes / mo$103.33$103.33
Insurance / mo$150.00$150.00
MI / mo$128.67$53.98
HOA / mo$62.00$62.00
Total monthly$2,330.58$2,197.78
Cash to close$26,020$29,990