Expert Realtor Solutions
Call Jenny

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$579,161$579,161$661,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$82,339$0
Funding fee$2,896$2,896$0
Note rate2.88%2.88%7.18%
Blended rate2.88%3.642%7.42%
1st payment$2,686.08$2,686.08$4,481.23
2nd payment$0.00$617.55$0.00
Taxes / mo$226.42$226.42$226.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$132.30
HOA / mo$149.00$149.00$149.00
Total monthly$3,278.17$3,895.71$5,205.61
Cash to close$155,839$73,500$73,500