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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$354,204$332,100
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$1,771$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$2,279.94$2,249.76
2nd payment$0.00$0.00
Taxes / mo$191.75$191.75
Insurance / mo$150.00$150.00
MI / mo$0.00$66.42
HOA / mo$29.67$29.67
Total monthly$2,651.36$2,687.60
Cash to close$14,796$36,900