Expert Realtor Solutions
Call Jenny

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$13,156$13,156$368,910
Remaining term (yrs)1.41.430.0
Secondary amount$0$355,754$0
Funding fee$66$66$0
Note rate7.04%7.04%7.18%
Blended rate7.04%7.725%7.42%
1st payment$772.32$772.32$2,499.12
2nd payment$0.00$2,297.58$0.00
Taxes / mo$159.25$159.25$159.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,081.57$3,379.15$2,882.16
Cash to close$396,744$40,990$40,990