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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$467,441$405,000
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,337$0
Note rate6.71%7.18%
Blended rate6.71%7.42%
1st payment$3,134.19$2,743.61
2nd payment$0.00$0.00
Taxes / mo$286.75$286.75
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$99.00$99.00
Total monthly$3,669.94$3,360.36
Cash to close$0$45,000