Expert Realtor Solutions
Call Jenny

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$657,514$657,514$796,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$138,986$0
Funding fee$3,288$3,288$0
Note rate6.69%6.69%7.18%
Blended rate6.69%6.919%7.42%
1st payment$4,410.05$4,410.05$5,395.77
2nd payment$0.00$926.57$0.00
Taxes / mo$150.58$150.58$150.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$159.30
HOA / mo$124.00$124.00$124.00
Total monthly$4,901.30$5,827.88$6,046.32
Cash to close$227,486$88,500$88,500