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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$168,270$168,270$323,100
Remaining term (yrs)19.219.230.0
Secondary amount$0$154,830$0
Funding fee$841$841$0
Note rate3.96%3.96%7.18%
Blended rate3.96%5.896%7.42%
1st payment$1,039.17$1,039.17$2,188.79
2nd payment$0.00$1,032.20$0.00
Taxes / mo$204.00$204.00$204.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.62
HOA / mo$58.17$58.17$58.17
Total monthly$1,451.34$2,483.54$2,665.58
Cash to close$190,730$35,900$35,900