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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,984$170,910
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$1,280$0
Note rate3.1%7.18%
Blended rate3.1%7.42%
1st payment$1,216.57$1,157.80
2nd payment$0.00$0.00
Taxes / mo$41.42$41.42
Insurance / mo$150.00$150.00
MI / mo$0.00$34.18
HOA / mo$0.00$0.00
Total monthly$1,407.99$1,383.40
Cash to close$0$18,990